The Secret to Finding Affordable Housing in the East Valley???

by Jessica Vukobratovich

Did you know that homebuilders in the East Valley are offering tens of thousands of dollars in incentives to attract buyers? That’s right! With mortgage rates fluctuating and resale home prices still holding strong, builders are rolling out some incredible deals to get their homes sold—and savvy buyers are taking advantage.

If you’ve been struggling to find an affordable home, here’s the truth: new builds might be your golden ticket.

What Kind of Incentives Are Builders Offering?

Builders are getting creative with their incentives to make homeownership more accessible. Some of the biggest perks I’m seeing right now include:

✅ Interest Rate Buy-Downs – Some builders are offering to lower your mortgage rate for the first few years (or even permanently!), reducing your monthly payment significantly.
✅ Closing Cost Assistance – Many are covering $10,000 - $20,000 in closing costs, helping you bring less money to the table upfront.
✅ Free Upgrades – Want quartz countertops, luxury flooring, or high-end appliances? Some builders are throwing in premium upgrades at no additional cost.
✅ Discounted Lot Premiums – Getting that ideal corner lot or oversized backyard at a fraction of the price? Yes, please!
✅ Zero or Low Earnest Money Deposits – Unlike resale homes, where you often need a substantial deposit upfront, some builders are requiring as little as $1,000 down to secure your home.

Why This Matters for Affordability

Buying a new build home with incentives can actually be more affordable than buying resale. Here’s why:
You can lock in a lower monthly payment with rate buy-downs.
You save thousands in upfront costs with covered closing fees and low deposits.
No need for immediate repairs or renovations—your home is move-in ready with warranties in place.

Real-Life Example: How One Buyer Scored Big

Take my recent client, Amanda. She was frustrated with high interest rates and rising rent but wasn’t sure if she could afford to buy. After exploring her options, we found a builder offering a 4.99% fixed interest rate, plus $15,000 in closing cost assistance. Not only did this make her monthly mortgage lower than her rent, but she also got brand-new appliances and upgraded flooring for free!
Instead of competing in bidding wars on resale homes, Amanda walked into a brand-new home with thousands of dollars in perks. Now, she’s building equity instead of watching her rent rise year after year.

How I Can Help You Find the Best Deal

Not all builders advertise their best incentives, and they vary by community. That’s where I come in! I research, negotiate, and connect buyers with the best deals available—saving you time, money, and stress.
If you’re curious about which builders are offering the best incentives right now, let’s chat! I have access to exclusive deals and can help you explore options that fit your budget.
📲 Message me today or check out my New Build Home Search to see what’s available!

If we haven’t met yet, I’m Jessica Vukobratovich—a local real estate expert helping buyers and sellers throughout Gilbert, Queen Creek, Chandler, and San Tan Valley. I also share local updates, neighborhood tours, and market insights to help you stay informed. Lets connect on Socials!! -----> @JessieVRealty

The Secret to Finding Affordable Housing in the East Valley???

by Jessica Vukobratovich

What Kind of Incentives Are Builders Offering?

Why This Matters for Affordability

Real-Life Example: How One Buyer Scored Big

GET MORE INFORMATION